What type of car insurance is required if you accidentally damage part of your neighbor's house?

The correct answer is property damage liability insurance. This type of insurance covers your legal responsibility for accidentally causing damage to someone else's property, which in this case is part of your neighbor's house. If you were to damage your neighbor's property, property damage liability would help pay for the repair costs associated with that damage.

Comprehensive insurance, while useful for other circumstances such as theft or weather-related damage, does not apply to situations involving damage to others' property caused by your actions. Liability insurance is a broader category that includes property damage liability but is not as specific to the scenario presented. Collision insurance specifically covers damage to your own vehicle from accidents, rather than damage to someone else's property. Therefore, property damage liability is the most appropriate type of insurance for this situation, as it directly addresses the responsibility for damages caused to another person's property.