What is one primary reason to invest in stocks?

Investing in stocks is primarily aimed at generating income or profit over time. Stocks represent ownership in a company, and when you purchase shares, you stand to benefit from the company's growth and profitability. As a company increases its earnings, the value of its stock may rise, offering capital gains to the investor. Additionally, some companies pay dividends to their shareholders, providing a regular income stream. This potential for appreciation in value and income makes stocks an attractive option for long-term investors looking to grow their wealth over time.

The other options present misconceptions about stock investment. While some stocks can be low-risk, investing in stocks is not inherently low-risk due to market volatility; thus, it can lead to potential loss. Moreover, stocks do not come with guaranteed returns, as their value can fluctuate based on market conditions and company performance. Finally, adequate research and analysis are essential before purchasing stocks to understand the potential risks and rewards associated with different investments.